Call Now! 530-895-0110

We Are About Personalized Service


Brines’ Insurance & Financial Services is a family-owned and operated business with a combined knowledge of over 30 years experience serving the insurance and financial needs of their customers. They assist clients nationwide with their concentration being in Northern California; they offer nearly every insurance company available in the state of California. The freedom to shop and sell every company offers the client the comfort of knowing they are receiving the lowest price and plan available to fit his/her specific needs.

Brines’ Insurance prefers a personal approach to servicing the needs of their customers. Getting to know the customer on a first-name basis is a top priority in forming the agent-client relationship. They prefer to meet the customer in person and dedicate their time to reviewing each customer’s policy at least once a year thereafter. Brines’ Insurance does not seek pay for their services. All assistance is free of charge.

Rusty Brines photoRussell L. Brines Owner/ Licensed Agent

Born in 1958, Russell is a 4th generation from Durham, California. He has been married to Catherine Brines, a speech pathologist at Enloe Medical Center, for 29 years. Together they have two daughters, both of whom have graduated from California State University, Chico. Better known as “Rusty”, he began his insurance career in 1985 and has been selling it for the past 27 years. Throughout the years, he has gained knowledge and been prolific in selling anything from cancer insurance, funeral insurance and long term care insurance to life insurance and health insurance. Experience taught him that many agents prefer not to offer Medicare Supplemental insurance, which is why Rusty chose to specialize in it.

Shanea Brines photpShanae Brines / Office Manager/ Customer Service Specialist

Shanae was born to Russell and Catherine Brines in 1985, making her a 5th generation from Durham. She has lived in Chico, California ever since attending and then graduating from Chico State in 2008.
Shanae’s insurance career has been developing since she began assisting her father’s company in 2008. Over the past 4 years, she has developed a vast knowledge of how the numerous different insurance policies operate and benefit their clients. Shanae specializes in assisting their customers with anything from getting a policy issued correctly to aiding them with claim and billing issues.

Erika Brines photoErika Brines / Account Manager / Customer Service Specialist

Erika Brines earned her degree from California State University, Chico in Exercise Physiology. Her devotion to health and wellness led her to a job at Enloe Hospital where she gained 5 years’ experience in patient customer service and satisfaction.Erika joined Brines Insurance Financial in 2012; her background in medical offices has allowed her to develop an aggressive and passionate attitude in issuing policies and aiding with all claims and billing issues. Her passion for learning has allowed her to develop a thorough knowledge of each insurance company since joining Brines Insurance and she is an expert in troubleshooting problems. Erika is dedicated to serving each customer with honesty and reliability.

Heath Withrow photoHeath Withrow / Licensed Agent

Licensed Agent Heath Withrow began his career in insurance in 2004. Over the past 10 years, Heath has been successful in the field due to hard work and dedication to the customers he serves. While his background is in Medicare Supplements, Heath also has a strong working knowledge of individual and group insurance. Heath is always up to date on certficatons and trainings in order to effectively communicate with his customers and provide them the latest information in Health Insurance. Heath is an expert in finding each individual customer with the most affordable plan, while keeping their personal needs and desires as top priority.