2014 is a big year for the Affordable Care Act as new pathways to obtain health insurance have emerged for Americans.

• The Affordable Care Act is law as of January 1, 2014
• The Health Insurance Marketplace will provide new ways to get health insurance for those who were previously denied coverage
• Households may now qualify for lower monthly premium and out-of-pocket costs
• Individuals and families can see if they qualify for Medicaid or Children’s Health Insurance Program (CHIP)

These are just a few of the new features now built into the American healthcare system. As with anything that’s new, many people have questions about what the ACA laws mean to them, their family or their small business.

The insurance agents at Brines Insurance are here to help with whatever questions you have regarding the Health Insurance Marketplace (California Exchange in our state), the various plan options or to help you find a plan if you’re currently uninsured. Don’t feel overwhelmed by all the noise out there when a single phone call can get all your questions answered!