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Why should I have health insurance?

It goes without saying that nobody ever plans to get sick our injured.  It also goes without saying that most people will need medical care at some point.  It is also true that in America today, medical costs can quickly result in very high expenses that are rarely planned for by anyone.

When you consider just these first three points, it’s pretty easy to see that everyone lives a little bit easier and smarter with a good health insurance policy protecting their lifestyle.

Can I get health insurance coverage right away?

What is Health Insurance?

Essentially, health insurance is an agreement between you and a company where you buy a plan and that company agrees to pay some of your medical costs when you get sick or hurt.

In addition, most plans provide preventative care for free – things like vaccines, screenings and check-ups to help maintain a healthy lifestyle.

DID YOU KNOW:  That 680,000 people get acute appendicitis each year in the USA – that’s one every minute of the day! -source

The peace of mind that health insurance provides is another major benefit.  A young person afflicted by appendicitis might be faced with a bill in the tens of thousands of dollars without any health insurance but would only be out $7500 with even simple catastrophic health plan coverage.

DID YOU KNOW:  The highest rate for appendicitis is for people between the ages of 10 and 30? -source

Of course, sudden incidents like appendicitis aren’t the only concern for healthy individuals.  Accidents account for over 95% of all emergency room visits including everything from cuts and bruises to life threatening injures.

If, worst case scenario, you were to find out you had a genetic disorder or chronic condition, the security of a comprehensive health plan that provides access to the best of medical coverage in the USA can literally be life saving.

And these are just some of the best reasons to get health insurance if you’re currently uninsured.  If you need assistance navigating the healthcare marketplace to find the best insurance plan for your needs, don’t hesitate to contact an agent at Brines insurance today!